Fintech Hyperlayer lands £30m led by CDAM with Mouro Capital
This article covers a funding round on 20 October 2025 for London-based fintech Hyperlayer, which helps established banks compete with digital-first rivals, founded by Rob Rooney. The company raised £30m in a round led by CDAM with participation from Mouro Capital.
What does Hyperlayer do?
Hyperlayer is a fintech platform that integrates with existing bank systems to deliver digital banking features. It enables legacy banks to launch consumer products such as digital jam jars and partner reward schemes.
Why is Hyperlayer useful?
Problem
Banks face intense competition from digital-first fintechs that win customers with modern, agile products. Their legacy systems make launching new services slow, complex and costly, limiting rapid product innovation.
Solution
Hyperlayer explains that it integrates modern layers with banks' existing systems to enable new digital products quickly. This lets banks offer features like consumer money apps, digital 'jam jars' and partner rewards without core replacements.
How much did Hyperlayer raise?
Hyperlayer raised £30m in a funding round led by CDAM, alongside Mouro Capital. This makes it the 7th largest funding round in October 2025 (53 recorded). It stands 72nd for 2025 (525 total) in the Startupmag database, as of 20 October 2025.
For details on how Startupmag compiles its rankings, view our Methodology.
Who invested in Hyperlayer?
The key investors were:
- CDAM: A global equity specialist investing across public and private markets internationally.
- Mouro Capital: A venture capital firm that invests in fintech and financial services startups across early and growth stages.
- Iona Star: An investment firm focusing on technology and financial services opportunities in the UK and Europe.
- Flintlock Capital: A private investment firm backing technology and financial services businesses at growth stages.
In the funding announcement, Scott Davies from CDAM said:
"the “sophistication” of Hyperlayer’s platform gives it “first-mover” advantage over competitors."
If you're researching potential backers in this space:
- Explore our list of fintech venture capital firms in the UK
- Browse our directory of fintech angel investors in the UK
Who founded Hyperlayer?
Rob Rooney is the founder of Hyperlayer.
In the funding announcement, Rob Rooney explained:
The next 18 months will see us scaling rapidly with new solutions in retail and commercial banking, loyalty and rewards, wealth and asset management, and regtech markets worldwide.
Where is Hyperlayer based?
Hyperlayer is based in London, UK.
What sector is Hyperlayer in?
Hyperlayer operates in the fintech sector. Fintech uses technology to improve financial services like banking, payments, and investing. It helps customers and banks do money tasks faster and cheaper.
Key trends and challenges in Fintech:
Digital modernisation versus legacy systems
Banks must modernise quickly to match digital-first rivals; example: overlay platforms let banks add features without replacing core systems.
AI-driven products and regulatory scrutiny
Firms use artificial intelligence for personalisation and automation; example: chatbots and credit scoring models are under closer regulatory scrutiny.
Customer acquisition and retention pressure
Customers switch for better apps, rewards or lower fees; example: budgeting tools and loyalty rewards sway younger users.
For a deeper look at innovation in this space, see the fintech startups in the UK.
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