637 Fintech startups in the UK (free list)
Track funded fintech companies, founders and investors across the UK startup ecosystem.
Updated daily by John-Pierre ClarkUpdated daily by John-Pierre Clark| Date | Startup | Funding | Round | Sector | Location | Connect | Website | Investor1 | Investor2 | Investor3 | Investor4 | Investor5 | Founder(s) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
25 Sept 2026 |  Sprive Sprive is an app that redirects everyday cashback into regular payments tow... | £7,560,000 US$10,000,000 | |||||||||||
22 Sept 2026 |  CellPoint Zenith is an AI decisioning platform that sits above a payment orchestrator... | £25,420,000 US$34,000,000 | |||||||||||
22 Sept 2026 |  Benford Benford is an end-to-end financial audit firm that combines a regulated aud... | £4,300,000 | |||||||||||
22 Sept 2026 |  FintechOS FintechOS is a financial product management platform for banks and insurers... | £20,940,000 US$28,000,000 | |||||||||||
18 Sept 2026 |  Tenka Labs Tenka Labs provides a platform that connects origination, placement and tra... | ||||||||||||
17 Sept 2026 |  Ryft Ryft is a payments platform that provides a single connection for seller se... | £20,000,000 | |||||||||||
16 Sept 2026 |  Quartz Quartz is a mobile app that aggregates pensions, ISAs, savings and investme... | £2,800,000 | |||||||||||
11 Sept 2026 |  Xapien Xapien is an AI due diligence platform that aggregates public data, perform... | £41,430,000 US$56,000,000 | |||||||||||
9 Sept 2026 |  Helmguard Helmguard is a compliance platform that uses AI agents to gather and verify... | £5,390,000 US$7,300,000 | |||||||||||
9 Sept 2026 |  Shaw Gibbs Shaw Gibbs provides accounting services to businesses, charities and public... | ||||||||||||
2 Sept 2026 |  FNZ FNZ provides a wealth management platform that integrates custody and portf... | £332,740,000 US$450,000,000 | |||||||||||
25 Aug 2026 |  Itoflow Itoflow offers AI agents that automate and govern investment research, moni... | £1,800,000 | |||||||||||
19 Aug 2026 |  Noggin HQ Noggin HQ provides a cashflow-based credit scoring service that analyses ba... | £2,300,000 | Newcastle upon Tyne  | ||||||||||
14 Aug 2026 |  Tap & Go Tap & Go is a payments provider offering card terminals and an ecommerce ga... | Blackpool | |||||||||||
13 Aug 2026 |  LAVA LAVA provides bespoke M&A advisory services for buy-side, sell-side and adv... | £8,000,000 | |||||||||||
7 Aug 2026 |  Volta Volta is a vertically integrated AI infrastructure platform that develops a... | £222,920,000 US$300,000,000 | |||||||||||
5 Aug 2026 |  10x Banking 10x Banking offers a cloud-native platform that centralises bank account pr... | £40,000,000 | |||||||||||
29 Jul 2026 |  LemonEdge LemonEdge is a fund accounting and operations platform that centralises boo... | £15,800,000 US$21,000,000 | |||||||||||
15 Jul 2026 |  Saible Saible is a fintech platform offering a Digital Parallel Payment Account an... | £2,900,000 | |||||||||||
14 Jul 2026 |  Velocity Velocity is a platform for corporate treasuries that integrates regulated s... | £28,430,000 US$38,000,000 | |||||||||||
8 Jul 2026 |  Stoa Stoa offers a cash management platform featuring fixed-term deposits, calle... | £1,800,000 US$2,400,000 | |||||||||||
8 Jul 2026 |  Kord Kord is an API-driven transaction infrastructure platform that integrates i... | £6,400,000 | |||||||||||
1 Jul 2026 |  BR-DGE BR-DGE offers a payments orchestration platform that manages providers, tok... | £10,000,000 | |||||||||||
30 Jun 2026 |  MDOTM Sphere is an AI investment platform for asset and wealth managers offering ... | £20,390,000 US$27,000,000 | |||||||||||
23 Jun 2026 |  Equipal Equipal is a fully digital platform that arranges asset finance, vendor pay... | £16,000,000 | |||||||||||
18 Jun 2026 |  Flagright Flagright is a compliance platform that uses transaction monitoring and exp... | £9,500,000 | |||||||||||
17 Jun 2026 |  Behavox Behavox provides a unified controls platform combining communications surve... | £130,350,000 US$175,000,000 | |||||||||||
17 Jun 2026 |  Monument Technology Monument Technology offers a BPaaS combining core banking, payments and cus... | £18,000,000 | |||||||||||
16 Jun 2026 |  Fortus Fortus is an accountancy and business advisory firm offering audit, tax and... | York | |||||||||||
15 Jun 2026 |  Vestd Vestd is a SaaS platform for equity management and cap table administration... |
1 Explore 637 UK fintech startups and their founders, who have collectively raised £18.32B.
2 Easily sort, filter, and compare the UK's top startups — customise the list to your needs.
3 Discover top startups for investment, B2B sales, partnerships, hiring, and industry connections.
You can connect with fast-growing fintech startups with the full list of recently funded startups from the UK.
With startups such as Checkout.com, Revolut, and Zopa, London and the UK are the fintech capital of the world. These are massive success stories, and they inspire lots of founders to launch add-ons or spinoffs in the fintech space. And this industry has been reinforced even by the development of blockchain tech and AI.
UK fintech startup insights
The UK remains one of the world's strongest fintech hubs, supported by deep financial services infrastructure, strong enterprise demand and a regulatory environment that encourages innovation. London leads the ecosystem, with growing activity in Manchester, Leeds, Edinburgh and Cardiff.
Fintech in this context includes consumer and business banking tools, payments and lending platforms, insurance technology, trading infrastructure, compliance systems, financial data products and a growing wave of AI-driven automation. Funding remains active across the stack, from SEIS and EIS backed seed rounds to multi-million pound Series A and growth investment.
Snapshot of the UK fintech landscape
- Strong clusters in London, Manchester, Leeds, Edinburgh and Cardiff
- Active funding across payments, lending, fraud, compliance and data infrastructure
- Typical rounds range from SEIS and EIS seed cheques to major growth financings
- Mix of specialist fintech VCs, generalist investors and corporate venture arms
- Rapid adoption of AI for credit, fraud detection, risk scoring and operational automation
Use this page to explore the fastest growing fintech startups in the UK, then review individual profiles for websites, investors, locations and recent funding. For filters, exports and deeper analysis, you can upgrade to full database access.
What does fintech mean?
Fintech, is short for financial technology, refers to the use of technology to provide and improve financial services. It encompasses a wide range of innovations, applications, and technologies that aim to enhance and automate various aspects of the financial industry.
Fintech startups leverage cutting-edge technologies such as artificial intelligence, blockchain, data analytics, and mobile solutions to create new financial products, streamline processes, and improve overall efficiency in the delivery of financial services.
That’s for a quick defintion of what fintech means. And with fintech funding on the rise, many fintech investors are backing early-stage startups in this space. Now let’s deep dive into the key areas currently being developed within fintech:
8 exciting fintech sectors to discover
Digital Payments
Fintech has revolutionised payment systems, with the development of digital wallets, mobile payment apps, and online payment platforms.
Peer-to-Peer Lending (P2P)
Fintech platforms connect borrowers directly with lenders, bypassing traditional financial institutions.
Blockchain and Cryptocurrencies
Technologies like blockchain underpin cryptocurrencies such as Bitcoin and enable secure, decentralised transactions.
Robo-Advisors
Automated investment platforms that use algorithms to provide financial advice or manage investment portfolios.
Insurtech
The integration of technology to enhance and streamline the insurance industry, including online policy management and claims processing.
Regtech
Regulatory technology that helps financial institutions comply with regulations efficiently through automation and data analytics.
Crowdfunding
Platforms that enable individuals or businesses to raise funds from a large number of people.
Mobile Banking
Fintech has played a significant role in the development of mobile banking apps, making financial services more accessible through smartphones.
Fintech has disrupted traditional financial services by offering more user-friendly, cost-effective, and efficient alternatives. The industry continues to evolve rapidly, with ongoing advancements and collaborations between traditional financial institutions and fintech startups.
Related fintech and startup resources
Frequently asked questions
Fintech startups build financial technology products for payments, banking, lending, investing, insurance, compliance, embedded finance or financial infrastructure. UK fintech startups often serve consumers, businesses, banks, insurers, investors and regulated financial institutions.
The UK is one of the world’s strongest fintech markets because of London’s financial services ecosystem, venture capital access, regulatory expertise and international customer base. The wider UK also supports fintech companies through regional hubs, open banking expertise and experienced financial talent.
Fintech startups raise funding from angel investors, venture capital firms, corporate investors, fintech specialists and strategic financial partners. Investors usually look for regulatory awareness, strong compliance, scalable distribution, clear revenue models and trust from customers or institutions.
Growing fintech sectors in the UK include embedded finance, payments, regtech, wealthtech, lending infrastructure, open banking, financial data, B2B fintech and AI-powered financial workflows. Investor activity is often strongest where startups solve expensive problems for businesses or regulated institutions.
Investors in fintech startups look for strong founding teams, regulatory credibility, clear unit economics, defensible distribution and evidence of customer trust. Because fintech touches money and compliance, startups usually need to prove both technology strength and operational reliability.